Friday, February 12, 2010

Is it true if I go to college out of state I pay more money?

I plan on going out of state to college and my efc (estmaied family income) is 2400 is it true I only get like 200 per semester?Is it true if I go to college out of state I pay more money?
Yes, you will have to pay more. Depending on where you go, however, you might not have to pay as much. Where I live, most of the colleges offer ';Metro'; tuition, and one even offers in-state if you live in certain counties.





The college that offers ';Metro'; tuition has a policy that if you live within 50 miles of the campus, you can commute to college, therefore not having to stay on campus (which is mandatory for the first two years at this college if you live outside of the 50 mile radius) and not having to pay full out-of-state tuition. This college's out-of-state tuition is double that of in state tuition, and the ';Metro'; tuition is straight down the middle.





The college that offers in-state tuition for some out-of-state residents is located RIGHT on the boarder of two states (the bridge crossing the river is located literally on the edge of campus). Because of this, there are a few bordering counties that the university has made eligible for in-state tuition.





As for the person who said that after a year you're considered in-state, that is not true. In order to be considered in-state, you have to attend the college for one year as out-of-state then declare residency in that state. I've looked into this myself as I attend college out of state, and this would also require me to hold a job (I can't remember off the top of my head if I would had to have a full-time or part-time job), change over all of my insurances (car insurance to the new state and registering it under my name, going off of my parent's health, dental, vision...insurances), and - yes, this really is a requirement - not leave the state for at least one year (for example, I couldn't go home for winter or summer break). How they would police this I do not know, but hey - everyone's entitled to take an out-of-state ';vacation,'; right?





Basically, if you attend an out-of-state college, plan on paying more than an in-state resident. If you really want to stay away from home, try looking into colleges far from where you live (For example, I'm located on the southern border of my state, so pretty much anywhere toward the middle of the state and more north would require me to live on-campus or around campus)!Is it true if I go to college out of state I pay more money?
Out of state tuition is almost universally higher than in state tuition.
It is true, if you go out of state for college you will pay out of state tuition. After a year then you will be considered a resident and will pay in state tuition. Your EFC takes into consideration family size as well, your pell grant should stay the same no matter where you go. You just wont be considered for any state grants. You should talk to your financial aid office to see if you can get any institutional money. You could get some student loans to help cover the expense too.
You will pay up to 10 times more if you go to an out of state school for the duration of your college time there. It won't go down after you have lived there for a few years. Note: your EFC number is NOT the amount you will actually have to pay for school. This number is simply a code the school uses to determine what kinds and how much financial aid to give you. What you end up paying (especially at an out of state school) may be more.... CONSIDERABLY more.





Best to list and apply for several different schools, both instate and out of state to see what kind of financial aid you get. Go for the one with the least amount of loans... (which is not necessarily the one with the biggest scholarship amount).





With an EFC of 2400, you will get considerably more than 200 a semester in a federal Pell grant. Probably around 1200 a semester. That money will go a lot farther in paying your tuition and fees at a community college that may only cost you 1500 a semester. If you go to an out of state school that will cost you 12,000 in tuition, that 1200 won't go as far.


Good luck
yes, tuition will cost more. Not to mention boarding costs. Can you stick close to home. Community colleges are good to start and cheaper.
From my experience yes. You could pay up to double the amount.


Check the different colleges but I have lived in several states and this has been the norm.

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